🌍 For the African diaspora — wherever you are

Your family gets their own Visa card
in their name.

Create a virtual Visa card in your family member's own name, anywhere in Africa. Fund it from anywhere in the world. They spend it anywhere Visa works — no bank account needed.

Get early access See the demo

Free to create · No crypto knowledge needed · Works on any device

✓ Ready to spend
4521 •••• •••• 7834
CARDHOLDER
A. DOS SANTOS
VISA

The problem
If you're doing any of these,
you need to stop.
🚫

Sharing your Revolut or Wise card

It's explicitly against their Terms & Service. Revolut, Wise, and Monzo all prohibit card sharing with third parties. Your account can be frozen without warning — no appeal, no refund of your balance.

⚠ Revolut T&Cs §5: cards are non-transferable ⚠ UK Payment Services Regs: sharing credentials = gross negligence → you lose fraud protection
🚫

Sending card details over WhatsApp

Your card number, expiry date, and CVV in a chat message. If their phone is lost, stolen, or their WhatsApp is compromised — your entire account is exposed. And it's still your liability.

⚠ WhatsApp messages are not end-to-end encrypted on backup ⚠ One lost phone = your card details in someone else's hands
🚫

Paying Western Union to send cash

They travel to a pickup point, collect cash, and still can't pay Amazon, their university fees, or any online service. You paid 5–8% for money that still can't cross the digital divide.

⚠ Average WU fee: 6.5% on £200 = £13 wasted per transfer ⚠ Cash doesn't pay Spotify, Amazon, or tuition fees

MojaCard gives them their own card.

Separate from yours. Safe for you. Spendable everywhere for them. You stay in control of how much they get.


How it works
Three steps.
One working Visa card.
1

Start a card in their name

Begin a MojaCard for your family member and invite them by WhatsApp. The card is issued in their name — not yours.

✓ Works from any browser ✓ No bank account needed
2

They confirm it's them

Your family member taps the link and does a quick 2-minute photo-ID check on their phone. That's what makes the Visa card genuinely theirs — proof they can show for visa applications, travel and online spending.

✓ 2-minute ID check — no branch visit ✓ No crypto or exchange account
3

Fund it — they spend

Top up from your UK bank account or debit card. They spend anywhere Visa works — online today, in-store as we roll out.

💳 Debit card · Bank transfer (BACS · SEPA) · Wise ✓ Works on Amazon, Spotify, AliExpress & more

Why MojaCard
They still can't pay Amazon
with a Western Union pickup.
Sharing your Revolut / Wise
Against T&Cs — account can be frozen
Your card details exposed on their phone
You lose fraud protection under UK law
No spending limits, no control
Western Union / MoneyGram
They get cash — still can't pay online
Fees of 5–10% on every transfer
Branch visit required, delays
No online spending, no subscriptions
MojaCard
Their own Visa card — nothing shared
Spend anywhere online, instantly
You control the balance, top up anytime
3.75% FX fee. No hidden charges.

In Angola
Load it from the wallet
you already use.

No bank account needed. Top up your MojaCard directly from the mobile money apps Angolans already carry every day — or from any KWiK-connected bank.

M

Multicaixa Express

Instant transfer from any Angolan bank. Same security flow you already use for everyday shopping.

U

Unitel Money

Convert your Unitel mobile balance straight onto your MojaCard. Available nationwide.

A

Africell Money

Same easy flow for Africell subscribers. Top up in seconds from your existing wallet.

KWiK

KWiK national rails

200M+ transactions per month. MojaCard plugs into the same backbone Angolan banks already trust.


Who it's for
Angola, DRC, Ethiopia —
and their diaspora worldwide.
🇦🇴

Angola

34 million people. 69% unbanked despite active mobile wallets. Large diaspora in Portugal and UK.

Launch market — available first
🇨🇩

DRC

100 million people. One of the most dollarised economies in Africa. Large diaspora in UK and Belgium.

Phase 2 — 2027
🇪🇹

Ethiopia

120 million people. Second largest population on the continent. Large diaspora in UK and US.

Phase 2 — 2027
🇲🇿

Mozambique

33 million people. Portuguese-speaking. M-Pesa dominant — same product architecture applies directly.

Phase 3 — 2028
🇿🇼

Zimbabwe

16 million people. Fully dollarised economy. One of the largest African diaspora communities in the UK.

Phase 3 — 2028

Infrastructure
Built on global financial rails.
💳 Visa certified card programme
🏦 Global card network infrastructure
🇬🇧 UK-based team
🔒 KYC verified — national ID + selfie

Be first to get
a MojaCard.

Join the founding list — we'll invite you the moment we launch.

✓ You're on the list — we'll be in touch shortly.

No spam. We'll contact you once and only when we're ready.